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You have given your Sister a wonderful gift. Support, care, love, time, energy. Maybe it was well planned? Or maybe you saw the need & rushed in to help her. (I would hope I could help my sisters or them me in an emergency too).
So you are 1 month into the initial crises.. it's time to re-do the plan. To re-shape your gift.
Then Sister & her Husband decide what they can afford. He may be overwhelmed. He may be scared. He may be a miser who won't spend a dime (I don't know). If she left him, are there assets, or a house to sell to fund her care? That might shake his wallet open.
When the caregiver goes down (heart attack, stroke, stress *seen it happen many times!*) it can cause a NEW crises. This sometimes means the patient must go into hospital until a NEW care arrangement is agreed on.
You can wait for that to happen, but please don't. Speak up now to her Doctor & family.
How long do you think you'll be able to keep that going before you actually have a heart attack? And your son has to watch her too?
What's your sister condition that she needs "watching"? That usually means dementia of some kind. Her husband doesn't want to watch her anymore so dumps her off with you and your son. No way.
You have to stop being your sister's caregiver in your home. Her family will never take any responsibility for her if you continue to be their solution.
If you're ok with her in your house - ok, but her husband and children need to be doing something to help while she lives in your home. And if one cent of her money goes in to an acct that her husband has access to, change it immediately
I know someone whose D was killed by a driver who fell asleep on the way home from working an overnight shift.
You are making it way too easy on him, to skirt his responsibilities. If you're not careful, you will be the one needing to be cared for, and then what?